HOA Dispute Tool is a free site with an HOA letter generator, templates, a fine calculator and state guides. DispuPoint (dispupoint.com) is an Illinois service where one person works your whole case for $349. One is a toolbox, the other is a service. Here's an honest side-by-side, including when the free option is enough.
How do they compare side by side?
The biggest difference isn't the price. It's what each one works from, and who's there after the letter goes out. HOA Dispute Tool starts from what you give it about one notice. DispuPoint starts from everything you have, and a person stays with the case.
| HOA Dispute Tool | DispuPoint | |
|---|---|---|
| Price | Free, with ads on the site | Free assessment, then $349 flat |
| Works from | Your answers in a letter generator | Every document and email you send |
| States | All 50 | Illinois only |
| Who reviews it | Self-serve "automated dispute letter generators" | A person reviews every case before you see it |
| After the letter | A form to be referred to an HOA attorney | The same person helps with the board's reply and escalation |
| Reads your history with the board | No, your answers only | Yes: emails, ledgers, minutes, bylaws, photos |
| Talk to a person | Through a contact form | A phone call with Gaston when your case needs one |
Information about HOA Dispute Tool comes from its own website and was last checked October 27, 2026. Prices and features may have changed. DispuPoint isn't affiliated with HOA Dispute Tool.
What is HOA Dispute Tool?
HOA Dispute Tool is a free site with a letter generator, fine calculator, rights quiz, violation tracker, state law guides and downloadable letter templates. It says it's "always 100% free" with no account needed, and it carries ads. A referral form says an HOA attorney in your state will contact you.
What does HOA Dispute Tool do well?
It costs nothing, and the templates and fine calculator are a decent way to see where you stand before spending money. The violation tracker is a good habit too. A dated log of every notice, fine and conversation is exactly what any HOA dispute needs, whoever ends up working it.
Where does HOA Dispute Tool stop?
It's a set of tools, not a service. The letter comes from your answers to a generator, nobody reviews it, and the next step after the letter is an attorney referral. That leaves a big gap between a free template and paying a lawyer by the hour, and most disputes live in that gap.
What does DispuPoint do differently?
DispuPoint reads everything you send: emails, ledgers, minutes, bylaws, photos. Gaston Sitbon, a sitting Illinois condo board member who has been in your shoes, reviews every case, and talks it through by phone when your case needs it. Then he stays on it: the demand letter, the board's reply, and the IDFPR, Ombudsperson or small claims forms if needed.
See how deep DispuPoint's Illinois knowledge goes, with examples a 50-state tool isn't built to catch.
Should I use HOA Dispute Tool or DispuPoint?
Pick HOA Dispute Tool if you want free templates and you're comfortable writing, sending and following up on your own. Pick DispuPoint when the case is complex: the dispute has a history, involves repairs, records, fees or the management company, or you want a person on it. The DispuPoint assessment is free either way.
No payment now. The $349 only starts your case if you act. See what it covers.
Frequently asked questions
Is HOA Dispute Tool really free?
The site says it's always free with no account needed, and it shows ads. The templates, calculator, quiz and tracker don't ask for payment. It also has a referral form that connects you with an HOA attorney in your state, which is a separate step with its own costs.
Should I use its attorney referral or DispuPoint?
If your case is already in court or involves foreclosure, talk to an attorney. If you're not there yet, DispuPoint is the step in between: a demand letter and a documented record for a flat $349. That record is also what an attorney will want to see if it goes further.
Can I use its templates and DispuPoint together?
Yes. If you already sent a template letter or kept a violation log, send it to us with everything else. A dated log and an unanswered letter both strengthen your record. The free assessment tells you where you stand and what to do next.
Can I talk to someone on the phone?
Yes. Once you've done your free assessment and decided DispuPoint is the right fit, a phone call with Gaston is an option when your case needs one, and some clients have met him in person. It's part of working your case together. The letter tools compared here are self-serve websites you contact by email or form.
See every option side by side, from a lawyer to small claims to the other letter tools: DispuPoint vs your other options.