Illinois homeowners · HOA · Condo · Property management disputes

You filed a complaint. You sent the emails. Nothing happened. Here's what to do next.

DispuPoint reads everything you submit, finds the specific laws that apply to your situation, and puts your position in writing with the weight it deserves. A human reads every case before it reaches you. Flat fee of $249. Full refund if we can't help.*

* Full refund under our Viability Guarantee.

How it works

01

Tell us what's going on

Fill out a short intake form. Your dispute, who you're dealing with, what outcome you want. About five minutes.

02

Send us everything you have

You'll get a personal case email address. Forward every email thread, upload every document: ledgers, fee schedules, bylaws, letters, anything relevant. The more complete your submission, the stronger your case.

03

We apply current law to your facts

We read your documents, build a timeline, and identify the specific statutes, ordinances, and regulations that apply to your situation. Illinois state law, applicable local ordinances, and federal law. All current. We don't just apply the law you already know about. We look for what you might have missed: procedural violations, licensing gaps, notice failures, fee schedule discrepancies. Things that only show up when someone reads your documents with the right rules in hand.

04

Your case is reviewed before you see it

Before anything reaches you, a human reviewer reads every word. Every case. Every time. The person who reviewed your case signs the letter you receive.

05

You get your assessment and your letter. We stay with you.

Within 24 to 48 hours of your complete submission, you'll have a full written assessment and a formal demand letter in your client portal. After you send it, whatever comes next, we're still here. Round 2 is included in the service: response assessment, escalation options, final documents. You're not on your own once the letter goes out. See exactly what's in the file.

Every case is read by a human before it reaches you

The AI handles the heavy lifting: reading your documents, mapping your timeline, cross-referencing statutes and ordinances. Then a human reviewer at DispuPoint reads every case. Not a call center. Not automated end-to-end. Every case gets a direct read, and every letter is signed by the human who reviewed it.

What lands in your portal

Your case assessment

A plain-language breakdown of your dispute. What your documents establish, what your email record shows, what Illinois law says about your specific situation, and where your HOA or property manager may have crossed a line. We tell you the weaknesses too, not just what's working in your favor. No surprises.

Your demand letter

A formal letter addressed to your HOA, your condo association, your property management company, or both when both are responsible. It cites the specific statute. It references your documented violations. It sets a response deadline. It makes clear that you know exactly which laws and regulations apply to your situation, and that you're prepared to act on them.

Your next step

Round 2 is included in the service. After you send the letter, you tell us what happened. We assess the response, tell you what it means, and prepare whatever you decide to move forward with. If the situation calls for it, we build a complete case file organized for small claims court, an IDFPR complaint, or an attorney handoff. Nothing needs to be rebuilt from scratch.

The Viability Guarantee

If we go through everything you've submitted and there's no viable path forward under Illinois law, you get your $249 back. Full refund. No questions. We'd rather lose the fee than send you a letter that doesn't hold up.

Read the full guarantee →

$475 of $575 reversed in 9 days.

A real Illinois condo owner disputed unauthorized association fees with a DispuPoint demand letter. The management company conceded nine days later.

Read the case study → See what you get →

How we compare

do nothing chatgpt legalzoom atty consult dispupoint
Cites Illinois statutes - partial no varies yes
Cost $0 $0-20 $40-80 $300-500/hr $249
Time to a real result - 5 min to 12 hrs 30-60 min days to weeks a few business days
Reads every document, not just one - partial no varies yes
Human review before it ships - no no yes yes
You walk away with a sendable letter no partial yes no yes
Refund if your case isn't viable - - no no yes
Names what to do if the board doesn't fold - no no varies yes

An attorney consult is real legal advice. Doing nothing is nothing. The other two spit out stale information they were trained on. Whether your HOA or management company takes any of these seriously is a different question entirely.

Last reviewed May 2026. We are running real cases through each of these and publishing the results.

When DispuPoint isn't the right fit

Sometimes DispuPoint isn't the right tool for the job. If any of these describes you, here's where to look.

If you need full legal representation, not just documents

DispuPoint prepares the papers, you send them. Courtroom work and ongoing representation are beyond what we do. But going through DispuPoint first often saves hundreds in attorney fees later. Our normal workflow, reading the emails, building the timeline, identifying the statutes, is the same prep work you'd otherwise pay a paralegal hourly for. You walk into that first meeting with everything organized, so the billable clock starts on legal strategy, not on discovery.

If your situation is simple and you just need a letter format

Sites like LegalZoom and Rocket Lawyer offer template libraries for $17 to $50 that work fine for straightforward letters. They don't apply current Illinois law to your actual documents, they don't review your case, and they don't stay with you through response rounds. If you already know the law and just need a format, they're a reasonable option.

If your issue is tenant to landlord, not homeowner to HOA

Different laws apply. Tenant advocacy organizations are better equipped for renter disputes than we are. Start there.

If your property is outside the states we currently serve

We're in Illinois at launch and building out coverage. If your property isn't in our current coverage area, we can't help yet. Check back, or reach out and let us know where you are so we can prioritize accordingly.

What we believe

Home should be where you feel safest, not where you're forced to fight.

DispuPoint exists for the person who has already been patient. Who tried the polite email, the phone call, the benefit of the doubt, and got poked again anyway.

Read what we believe →

Frequently asked questions

No. DispuPoint is a document preparation and case assessment service. We are not a law firm and we do not provide legal advice or representation. We review your situation, identify the applicable law, and prepare formal written documents on your behalf. If your situation requires legal representation, we will tell you.
DispuPoint is for Illinois homeowners who are stuck in the gap between doing nothing and hiring a lawyer. That gap is bigger than most people realize. A $25 fine sounds trivial until it becomes the fifth one in a row, with no documentation, no notice, and nothing in your governing documents that authorizes it. A maintenance issue sounds minor until you've sent three emails and been ignored. A fee dispute sounds like it's not worth fighting until you realize the association has been charging it for two years and it appears nowhere in your CC&Rs.

DispuPoint is for that situation: real enough to be worth doing something about, but not necessarily at $300 an hour. We help you understand where you actually stand, put your dispute in writing with the right legal weight behind it, and build a documented record. That record has value whether the dispute resolves immediately or eventually ends up in front of a small claims judge or an attorney. We do the groundwork either way.

DispuPoint is built for small homeowners. The person who lives in the unit. The person holding one or two properties that took everything to afford. The person who inherited a condo and is just trying to do right by the estate. If you own fifteen units and have a lawyer on retainer, you probably don't need us, and we're not built for you.
We handle disputes where a homeowner has been wronged by an institution and the documentation supports that position. That includes HOAs, condo associations, and property management companies in Illinois. Common types include unauthorized fees and assessments, ignored document production requests, rule enforcement issues, maintenance and repair failures, meeting notice violations, satellite dish and antenna restrictions, and complaints involving licensed property managers. If you're not sure whether your dispute qualifies, submit a case. The assessment will tell you.
You get a full refund. That's the Viability Guarantee. If we go through everything you've submitted and determine there's no viable path forward under Illinois law, we refund your $249 in full, no questions asked, and send you a written explanation of why. Read the full guarantee here.
No. If the evidence shows the other side was acting in good faith and your complaint is more personal than legal, we'll tell you, refund you, and not take the case. DispuPoint arms homeowners who have been wronged, not homeowners pursuing something vindictive. That line matters to us.
A human reviewer reads every case before you see it. Not a call center. Not handed off. The AI handles document reading, timeline mapping, and statute identification. A human then reads it through for accuracy, completeness, and the things that require judgment, and that human's name is on the letter. Every case, not just the complicated ones.
The full assessment covers what your documents establish, what your email record shows, a timeline of relevant events, the specific statutes and ordinances that apply to your situation, where your HOA or property manager may have violated those rules, procedural or licensing angles worth pursuing, what you're realistically entitled to demand, and the weaknesses in your case you should know about before sending anything. It's a complete picture, not a summary.
In most cases, 24 to 48 hours from the time we have everything we need. That means your intake form submitted and your documents uploaded. If something's missing that affects the assessment, we'll ask before we start. The more complete your submission upfront, the faster this goes.
We prepare it. You send it. Everything DispuPoint prepares goes directly to your private client portal. You review it, you approve it, and you decide when it goes out. Nothing reaches your HOA or anyone else without you making that call.
Either outcome is handled. Round 2 is included in the service. Once you tell us what happened, whether they ignored the letter, responded, or made a partial offer, we assess the situation and lay out your options. You can send again with a tighter deadline, file a complaint with the IDFPR, pursue small claims court, or close the record and preserve your documentation. We tell you what's realistic, and we prepare whatever you decide to move forward with.
Ignoring a formal written demand with a documented legal basis and a stated deadline creates a record. It's often the foundation for the next step. When you come back and tell us they didn't respond, we assess what that means legally and what your escalation options are. The documentation we've built for your case, the timeline, the statute citations, the exhibit list, the letter itself, is organized as a complete case file. It's ready to take to small claims court, file with the IDFPR, or hand to an attorney if that's the direction you choose. Nothing needs to be rebuilt from scratch.

Even if the letter goes unanswered, it has already done work. The respondent is now named in writing. The statute is cited. The deadline is on the record. Silence in the face of a documented demand is itself evidence, and that evidence is what every escalation path we lay out from here depends on.
At minimum: a description of your dispute and the outcome you're looking for. The more complete the better. Emails between you and the HOA or management company, letters, ledgers, financial statements, your governing documents (CC&Rs, bylaws, rules), and any photos or other relevant materials. We accept PDF, Word, image files, and email exports.
Illinois only at launch. Our knowledge base covers current Illinois state law, applicable local ordinances, and federal law including the Fair Housing Act and FDCPA. We're expanding to additional states.
Everything you submit goes into your private client portal. All uploaded data is stored exclusively on US-based servers. We don't sell your information. We don't use it for advertising. The services that power the platform, Stripe for payment, Cloudflare for secure US-based storage, Anthropic's API for case analysis, are all bound by data processing agreements. Under Anthropic's terms, your data is not used to train their AI models. See our Privacy Policy for full details.
If you've paid but haven't yet uploaded documents, you can delete your account through the portal and receive a full refund. No review has been started. Once we've begun processing your submission, the standard terms apply: you'll receive either a completed assessment or a NOT VIABLE determination with a full refund. Reach out to us before we start if you need to make a change.
Yes. If you refer someone to DispuPoint and their case is assessed as viable, you get $50 in DispuPoint credits. You send invites directly from your client portal. Each invite generates a unique discount code for the person you refer. See the referral program page for full details.

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